CCBN Credit Analyst School
This is an introductory course designed to address the needs of beginning credit analysts and reinforce the credit skills of current credit analysts in all aspects of credit analysis. It begins with understanding your role as a credit analyst within the evolving financial institution industry and proceeds into answering the question, “How financially healthy are our borrowers and can they withstand pending financial challenges?”
The course will build upon your core understanding of financial accounting and the fundamentals of credit analysis to take you to the next level of performing a deeper analysis.
Participants will:
- Understand the Role of Commercial Banks and the Duties and Responsibilities of the Credit Analyst
- Identify Industry, Business and Management Risks and the Various Business Economic Cycles and How They Affect Industries and Businesses
- Detailed Review of the Major Accounts on Financial Statements for:
- Commercial and Industrial Relationships
- Commercial Real Estate Relationships
- Best Practices to Spread Financial Statements
- Know How to Review and Analyze Corporate Tax Returns
- Calculate credit related ratios to determine:
- Liquidity
- Leverage
- Asset management capabilities
- Operating performance
- Complete a Cash Flow Analysis Utilizing the Uniform Cash Analysis (UCA) method and
- Compare Results with the Traditional, EBITDA Methodologies Commonly Used be Banks
- Convert Management’s Future Assumptions into A Projected Income Statement, Balance Sheet And Cash Flow Analysis Statement
- Sensitize Management’s Assumptions to Create A More Conservative Financial Forecast
- Determine A Sustainable Sales Growth Level for The Client
PRESENTER
Jeffery W. Johnson, Principle, Bankers Insight Group is a banking training professional who leads seminars on key industry issues across the U.S. He actively teaches for over 20 state and community banking associations, the Risk Management Association (RMA), and banks nationwide. Co-author of the RMA course “Lending to Service and Other Professional Organizations” (2001), he began his career at SunTrust Bank, advancing to senior roles at SouthTrust Bank and Citizens Trust Bank in Atlanta. His expertise spans Credit Administration, Lending, Business Development, Loan Review, and Training, with experience managing diverse loan portfolios and teams.
AUDIENCE
Credit Analyst, Junior Commercial Loan Officer, New Relationship Manager, Business Banker, Loan Underwriter, Loan Support Officer, Loan Review Analyst, Credit Support Officer, Credit Administration, Portfolio Manager, Business Development Officer, Loan Officer Trainee, Branch Manager, Universal Banker, Financial Services Officer
Registration Options
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Registration Options
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Credits | Price |
|---|---|---|
|
Member Regular Registration
Registration Ends 4/23/25 at 11:59 PM PDT
|
20.00 (CPE) | $1,795.00 See QTY Discounts |
|
Non-Member Regular Registration
Registration Ends 4/23/25 at 11:59 PM PDT
|
20.00 (CPE) | $2,295.00 See QTY Discounts |
We have a room block at the Hyatt Regency Newport Beach with a rate of $249 per night. There is overnight parking available at the daily rate of $20 per vehicle. Be sure to register your room before the cut-off date on April 22, 2025.
Book your room HERE.
ADDITIONAL INFORMATION
20 CPE Credits
Program Level: Beginner - Intermediate
Prerequisites: Participants should have a good understanding of accounting and accrual based financial statements, the structure of balance sheets and income statements or have taken a program such as Accounting Foundations for Lenders.
Delivery Method: Group-Live
Field of Study: Finance; Business Management & Organization; Specialized Knowledge
Cancellation and Complaint Resolution Policy
Substitutions are allowed, at no additional cost. Written notice is required for all cancellations. The full registration fee will be refunded if the written request is received up to 4 weeks before the event and 50 percent if received 2 weeks before the event. No refunds will be granted within two weeks of the event. For more information regarding refund, complaint, and/or program cancellation policies contact our offices at 800-627-6613.
California Community Banking Network is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org
REGISTRATION
MUST BE LOGGED IN TO RECEIVE MEMBER PRICING
Regular Registration through April 23, 2025
CCBN Member: $1,595
Non-Member: $1,895
Late Registration (after April 23, 2025)
CCBN Member: $1,895
Non-Member: $2,195
