March 25

5:00 PM - 6:30 PM    Welcome Reception - Boardroom


March 26

8:00 AM - 9:00 AM    Breakfast - Bay View Patio

9:00 AM - 9:30 AM    Introductory Activity - Your Top Issues in the Current Credit and Lending Environment - Bay View Room

Roundtable Discussions on what your bank is focusing on right now 
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9:30 AM - 10:45 AM    Special Assets Management – It’s been a while! - Bay View Room

Our panel will lead a discussion on identifying, analyzing and managing potentially problems loans
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10:45 AM - 11:00 AM    Break

11:00 AM - 12:00 PM
   Chief Credit Officers Perspectives – Panel Discussion - Bay View Room

CCO’s from small, medium & large community banks will discuss “What has happened in the last three years at their banks, the challenges they are facing now, and how they (and you) can move forward
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12:00 PM - 1:00 PM  Lunch - Bay View Patio

1:00 PM - 2:15 PM    Loan Portfolio Management – Strategies for the current marketplace - Bay View Room

Our banker panel will discuss how they are approaching loan growth at their banks and tools for monitoring their current customers, including stress testing
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2:15 PM - 2:30 PM
   Break 

2:30 PM - 3:00 PM    Disaster Management - Bay View Room

Community banks play a vital role in local economies, and effective disaster management is crucial to ensuring financial stability and customer trust during crises. A well-prepared disaster management plan (DMP) helps mitigate risks, ensure business continuity, and protect customer assets. Discussion led by Michael Henry and Leigh Wren

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3:00 PM - 4:00 PM    Commercial Real Estate (CRE) Lending in CA – Where are we going?-  Bay View Room

California banks have the highest concentration of CRE loans in the U.S. in a commercial property market under pressure from the highest interest rates in decades. Our presenters will lead a discussion on heightened risk for banks as loan defaults increase and even the prospect of CRE obsolescence
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VIEW ATTENDEES

2025 CCO Conference Sponsors

  • BHG Financial
    BHG Financial
    Sponsor
  • IntelliCredit
    IntelliCredit
    Sponsor
  • Jack Henry
    Jack Henry
    663 West Hwy 60
    Monett, MO 65708
    United States
    (704)589-9129
    Sponsor
  • KlariVis
    KlariVis
    110 Franklin Road Southeast suite 200
    Roanoke, VA 24011
    United States
    (540)206-3734
    Sponsor
  • Premier Audit Solutions
    Premier Audit Solutions
    3205 Oxford Rd.
    Cameron Park, CA 95682
    United States
    (707)631-6185
    Sponsor

2025 CCO Conference Speakers

  • Frank Abraham
    Frank Abraham
    SVP Deputy Chief Credit Officer Mission Valley Bank
    Speaker
  • John Z. Barr
    John Z. Barr
    CCIM Credit Administration Management
    Speaker
  • Stephen Bethel
    Stephen Bethel
    National Director Frazier Capital Valuation & Brokerage
    Speaker
  • Kelly Bruns
    Kelly Bruns
    President & CEO Premier Audit Solutions
    Speaker
  • Lisa Canale
    Lisa Canale
    Chief Credit Officer Community Bank of Santa Maria
    Speaker
  • Angelo DeBernardo
    Angelo DeBernardo
    EVP & Chief Lending Officer West Coast Community Bank
    Speaker
  • Raleigh Green
    Raleigh Green
    VP Credit Risk Management Bank Independent
    Speaker
  • Michael Henry
    Michael Henry
    EVP, Chief Credit Officer Mission Valley Bank
    Speaker
  • Shawn Lipman
    Shawn Lipman
    Chief Credit Officer West Coast Community Bank
    Speaker
  • Luke Parnell
    Luke Parnell
    EVP/Chief Credit Officer River Valley Community Bank
    Speaker
  • David Ruffin
    David Ruffin
    Principal, IntelliCredit, A Division of QwickRate IntelliCredit
    Speaker
  • Kim Snyder
    Kim Snyder
    CEO & Founder KlariVis
    Speaker
  • Leigh Wren
    Leigh Wren
    SVP, Loan Operations Manager Mission Valley Bank
    Speaker